NOTICE OF FORECLOSURE SALE UNDER POWER LIBERTY COUNTY, GEORGIA THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Jeffrey S. Derby to Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Home Loans, Inc. dated October 7, 2005 and recorded on October 18, 2005 in Deed Book 1340, Page 604, Liberty County, Georgia Records, and later assigned to The Bank of New York Mellon Trust Company, N.A., successor-in-interest to JPMorgan Chase Bank, N.A., as Trustee for Mastr Adjustable-Rate Mortgages Trust 2005-8, Mortgage Pass-Through Certificates, Series 2005-8 by Assignment of Security Deed recorded on May 17, 2019 in Deed Book 2032, Page 621, Liberty County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Seventy-Nine Thousand Two Hundred And 00/100 Dollars ($79,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Liberty County, Georgia, within the legal hours of sale on September 2, 2025 the following described property: All that certain lot, tract or parcel of land situate, lying and being in the 17th G.M. District of Liberty County, Georgia, and being in the City of Hinesville, being known and designated as Lot No. 24, Sikes, Simmons & Bryant Subdivision, as shown and represented on that certain plat of survey made and prepared by Earl F. Floyd, Georgia Registered Land Surveyor No. 1349, dated September 20, 1985, and recorded in Plat Section D-77, page 2, in the Office of the Clerk of Superior Court of Liberty County, Georgia, said plat by specific reference is made a part hereof for descriptive and all other purposes. Said lot of land being bounded, now or formerly, as follows: Northeasterly by the right of way of an unnamed road; Southerly by lands of Steven Sikes, Southwesterly by Lot No. 23; and Northwesterly by the right of way of Timberlane Circle, as shown on the above referred to plat of survey. This conveyance is made subject to that certain Easement from Joseph A. Kuhn and Waneida L. Kuhn to Steve C. Sikes, dated October 24, 1984, and recorded in Deed Book 326, page 60, and as shown and represented on that certain plat of survey made and prepared by Earl F. Floyd, Georgia Registered Land Surveyor No. 1349, dated September 20, 1985, and recorded in Plat Section D-77, page 2, in the Office of the Clerk of Superior Court of Liberty County, Georgia. This conveyance is also made subject to that certain Boundary Line Agreement between Patricia J. Gray and Juan P. Gray and Wesley O. Townsend, dated July 26, 1988, and recorded in Deed Book 460, pages 433-435, in the Office of the Clerk of Superior Court of Liberty County, Georgia. Tax ID #: 057B 035 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Your mortgage servicer, Nationstar Mortgage LLC d/b/a Rushmore Servicing, as servicer for The Bank of New York Mellon Trust Company, N.A., successor-in-interest to JPMorgan Chase Bank, N.A., as Trustee for Mastr Adjustable-Rate Mortgages Trust 2005-8, Mortgage Pass-Through Certificates, Series 2005-8, can be contacted at 877-888-4606 or by writing to 8950 Dypress Waters Boulevard, Coppell, TX 75019, to discuss possible alternatives to avoid foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the parties in possession of the property are Deerwood Point LLC or tenant(s); and said property is more commonly known as 448 Timberlane Circle, Hinesville, GA 31313. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. The Bank of New York Mellon Trust Company, N.A., successor-in-interest to JPMorgan Chase Bank, N.A., as Trustee for Mastr Adjustable-Rate Mortgages Trust 2005-8, Mortgage Pass-Through Certificates, Series 2005-8 as Attorney in Fact for Jeffrey S. Derby McMichael Taylor Gray, LLC 3550 Engineering Drive, Suite 260 Peachtree Corners, GA 30092 404-474-7149 MTG File No.: GA2025-00443 51580 8/28/25 RL