NOTICE OF SALE UNDER POWER GEORGIA, LIBERTY COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by John Lyell, Bertha Lyell to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Mortgage Research Center, LLC dba Veterans United Home Loans, its successors and assigns dated , recorded in Deed Book 2247, Page 318, Liberty County, Georgia Records, as last transferred to Mortgage Research Center, LLC d/b/a Veterans United Home Loans, a Missouri Limited Liability Company by assignment recorded in Deed Book 2429, Page 497, Liberty County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SIXTY-FIVE THOUSAND NINE HUNDRED THIRTY-SIX AND 0/100 DOLLARS ($265,936.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Liberty County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in November, 2025, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. SS 13-1-11 having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. Mortgage Research Center, LLC d/b/a Veterans United Home Loans, a Missouri Limited Liability Company is the holder of the Security Deed to the property in accordance with OCGA SS 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Nationstar Mortgage LLC, 8950 Cypress Waters Blvd, Coppell, TX 75019, (888) 480-2432. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party in possession of the property is John Lyell and Bertha Lyell or a tenant or tenants and said property is more commonly known as 45 Daylily Ct, Hinesville, GA 31313. Should a conflict arise between the property address and the legal description the legal description will control. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Research Center, LLC d/b/a Veterans United Home Loans, a Missouri Limited Liability Company as Attorney in Fact for John Lyell, Bertha Lyell McCalla Raymer Leibert Pierce, LLP 1544 Old Alabama Rd Roswell, GA 30076 www.foreclosurehotline.net EXHIBIT "A" All that certain lot, tract or parcel of land situate, lying and being in the 1756th G. M. District of Liberty County, Georgia, and being in the City of Hinesville, being known and designated as Lot No. 57, The Gardens at Fifteen West Subdivision, Phase 1, as shown and represented on that certain plat of survey made and prepared by Keith P. Pirkle, Georgia Registered Land Surveyor No. 2792, bearing a survey date of August 5, 2022, and a plat date of August 10, 2022, and being recorded in Plat Book 26, Page 56, in the Office of the Clerk of Superior Court of Liberty County, Georgia, said plat by specific reference is made a part hereof for descriptive and all other purposes. Said lot of land being bounded, now or formerly, as follows: Northerly by Lot No. 56; Easterly by lands of RTS Homes; Southerly by Lot No. 58; and Westerly by Daylily Court (60' R/W), all as shown on the above referred to plat of survey. MR / GW November 4, 2025 Our file no. 25-18454GA-FT2 25-18454GA 51964 10/30/25 RL