PID 101954 James Kuntzelman 52176
NOTICE OF SALE UNDER POWER GEORGIA, LIBERTY COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by James Kuntzelman, Aaliyana Chameer Low to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Mortgage Solutions of Colorado, LLC, its successors and assigns dated August 17, 2023, recorded in Deed Book 2304, Page 468, Liberty County, Georgia Records, as last transferred to MORTGAGE SOLUTIONS OF COLORADO, LLC D/B/A MORTGAGE SOLUTIONS FINANCIAL by assignment recorded in Deed Book 2433, Page 382, Liberty County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED SIXTEEN THOUSAND SIX HUNDRED SIXTY-FIVE AND 0/100 DOLLARS ($316,665.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Liberty County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in December, 2025, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. SS 13-1-11 having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. MORTGAGE SOLUTIONS OF COLORADO, LLC D/B/A MORTGAGE SOLUTIONS FINANCIAL is the holder of the Security Deed to the property in accordance with OCGA SS 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Mortgage Solutions Financial Servicing, a division of Mortgage Solutions of Colorado, LLC, 7450 Campus Dr. Suite 200, Colorado Springs, CO 80920, 1-866-552-6118. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party in possession of the property is James Kuntzelman and Aaliyana Chameer Low or a tenant or tenants and said property is more commonly known as 914 Jena Ct, Hinesville, GA 31313. Should a conflict arise between the property address and the legal description the legal description will control. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. MORTGAGE SOLUTIONS OF COLORADO, LLC D/B/A MORTGAGE SOLUTIONS FINANCIAL as Attorney in Fact for James Kuntzelman, Aaliyana Chameer Low McCalla Raymer Leibert Pierce, LLP 1544 Old Alabama Rd Roswell, GA 30076 www.foreclosurehotline.net EXHIBIT "A" All that certain lot, tract or parcel of land situate, lying and being in the 1476th G. M. District of Liberty County, Georgia, and being in the City of Hinesville, being known and designated as Lot No. 32, The Preserve at Cinder Hill, Phase 2, as shown and represented on that certain plat of survey made and prepared by Joe P. Davis, Georgia Registered Land Surveyor No. 1436, bearing a survey date of May 23, 2016, and a plat date of June 17, 2016, and being recorded in Plat Section Q-15, page 4A, in the Office of the Clerk of Superior Court of Liberty County, Georgia, said plat by specific reference is made a part hereof for descriptive and all other purposes. Said lot of land being bounded, now or formerly, as follows: Northerly by Lot No. 31; Easterly by the right of way of Jena Court; Southerly by Lot No. 33; and Westerly by Lot No. 18 and Lot No. 19, all as shown on the above referred to plat of survey. This conveyance is made subject to those certain Restrictions as contained in that certain Warranty Deed with Restrictions from Fraser Realty Corporation and Olin S. Fraser, Sr. to James N. Osteen, Jr., dated June 12, 2003, and recorded in Deed Book 1154, pages 696-699, and that certain Declaration of Covenants, Conditions and Restrictions for The Preserve at Cinder Hill, dated August 21, 2012, and recorded in Deed Book 1738, pages 680-733, and that certain First Amendment to Declaration of Covenants, Conditions and Restrictions for The Preserve at Cinder Hill, dated January 28, 2014, and recorded in Deed Book 1810, pages 888-891, and that certain Second Supplemental Declaration of Covenants, Conditions, and Restrictions for the Preserve at Cinder Hill, dated November 13, 2014, and recorded in Deed Book 1843, pages 104-108, in the Office of the Clerk of Superior Court of Liberty County, Georgia. This conveyance is also made subject to that certain 10' tree easement, as shown and represented on that certain plat of survey made and prepared by Joe P. Davis, Georgia Registered Land Surveyor No. 1436, bearing a survey date of May 23, 2016, and a plat date of June 17, 2016, and being recorded in Plat Section Q-15, page 4A, in the Office of the Clerk of Superior Court of Liberty County, Georgia. Subject to any Easements or Restrictions of Record. Subject to any and all other covenants, restrictions, easements, and rights of way of record. MR / GW December 2, 2025 Our file no. 25-18661GA-FT17 25-18661GA 52176 11/27/25 RL